Definitions: a. Website: refers to the website presenting hypothetical theories. b. User: any person who uses or accesses the website. c. Cookies: small text files that are stored on the User's computer or mobile device when accessing the website. Acceptance of terms and conditions: a. Accessing the website automatically implies acceptance of the terms and conditions for using cookies. b. If you do not agree with the terms and conditions for using cookies, please do not use the website. Use of cookies: a. The website may use cookies to provide a better browsing experience to users and to collect information on the use of the website. b. Cookies may be used to personalize the content of the website based on the user's preferences. c. Cookies are not used to collect personally identifiable information about users. Types of cookies used: a. Session cookies: these are temporarily stored in the User's computer or mobile device memory and are deleted when the browser is closed. b. Permanent cookies: these are stored on the User's computer or mobile device for a longer period of time and are used to recognize the User when accessing the website in the future. Disabling cookies: a. Users can disable cookies through their browser settings. b. Although disabling cookies will not affect the use of the website, it may reduce its functionality. Changes to terms and conditions: a. The website reserves the right to modify the terms and conditions for using cookies without prior notice to users. b. Users are responsible for periodically reviewing the terms and conditions for using cookies. Limitation of liability: a. The website does not offer financial or any other type of advice or guidance. The theories presented on the website are purely hypothetical and should not be used in everyday life. b. Users are responsible for any action or decision they take based on the theories presented on the website. c. The website will not be liable for any damage or loss caused by the use or inability to use the website.